smiling coupleCERTIFICATE ACCOUNTS

Build your savings with peace of mind

You pick the term that fits your needs. We present all of our terms, rates and options so you can choose the best savings solutions for your situation

You set the term, we pay the rate

  • Fixed dividend rates
  • Terms from six months to five years*
  • $500 minimum balances to open
  • No maintenance fee

open accountCalculate your savings current rates 

*You may incur a penalty on dividends should you choose to withdraw your money before the completion of the term.

 

 

12-MONTH ACCESS SHARE CERTIFICATE

Don't sacrifice rate or access. Get BOTH with our 12-Month Access Certificate!

With the 12-month access certificate* you can:

  • Open with as little as $500
  • Access your funds with one penalty-free withdrawal each quarter**
  • Competitive fixed dividend rates

open accountcurrent rates 

* A minimum balance of $100 must be maintained in the certificate.  Certificate will stay an access certificate at maturity.
**Members have one penalty-free withdrawal per calendar quarter.  Additional withdrawals may incur a penalty on dividends if exceeds one per calendar quarter. 

 

 

"ONE-TIME BUMP" SHARE CERTIFICATES

With terms from 6 months to 5 years and a new lower threshold of $500, University Credit Union’s Bump Certificates just got better! You can start saving today and if the rate increases during your term, you can bump up to the higher rate!

Start saving for that dream home or vacation!

  • Regular & Traditional IRA Bump Certificates
  • 6 months to 5 year terms*
  • One-time bump during your term**
  • $500 minimum balances to open

open accountcurrent rates

*At maturity, certificates will renew to a Regular Certificate Account with the same term as the original term.  You may incur a penalty on dividends should you choose to withdraw your money before the completion of the term.

**The One-time Bump Share Certificate is not automatically renewable.  At maturity, the One-time Bump Certificate Account will renew to a Regular Certificate Account with the same term as the original, without a one-time bump option, unless it is withdrawn within the 7-day grace period after maturity. 

 

 

U SAVE ACCOUNT

happy familyEarns dividends like a certificate account, but gives you the flexibility of a high-yield savings account.

A great way to save for a big purchase, down payment, or vacation

  • As little as $10 balance to get started
  • Choose your own term, from three to 60 months
  • Set up automatic transfers from another account
  • Earn competitive dividends

Open an Account

Visit your local branch or call us at 801-481-8800 to get started.

current rates

Conditions: A monthly automatic deposit must be set up on this account. The U Save account will automatically renew if a withdrawal request is not made by member upon maturity. Notice of maturity will be made 13 days prior to maturity date to address on file. Early withdrawal penalties may apply.