Shared BranchesUFirst is Proud to Be One of Utah's Top Mortgage Lenders
Credit Union Home Loans In Utah
Your home loan doesn't have to be complicated. As one of Utah's top credit union mortgage lenders, UFirst specializes in fast and affordable financing with a range of mortgages and home loans at competitive rates.
Types of home loans offered
- Home loans for first-time buyers
- Second mortgages
- Short-term loans
- Construction loans to build your own home
- Mortgage refinance with low rates of interest
- FHA loans
- Reverse mortgage loans
- VA loans
We'll Make You Feel Right At Home
As a credit union, all of our home
loans have fair and transparent rates and terms, with no hidden
fees or unpleasant surprises. We've helped Utah communities finance their homes since 1956 and, by
focusing on the goals of each individual homebuyer, we've helped countless Utahns to feel right
at home in their very own home.
UFirst always
offers the most competitive
possible interest rates, and
some loans are available with
no money down. This enables all types of buyers to feel confident
in their home and in
their mortgage loan.
Today's Rates
Explore Financing Options
Choose a Mortgage or Home Loan Below
First Time Home Buyers
We can help
with every step
Refinancing your homeLower your payments
Construction Loans
We can help finance
your dream home
Adjustable Rate Mortgages
Start
off with a lower rate
Condominium Loans
A space of your own
without all the upkeep
Short Term Mortgages
Pay off your
home quickly
Second Mortgage
Access the equity in
your home
Home Equity Line of Credit
Get
an extra line of credit
Jumbo Home Loans
High-dollar loans
with low interest rates
FHA Loans
One of the most accessible
loans
VA Loans
Military veterans &
active military members
Reverse Mortgage
Provides seniors
useable cash
Contact a Mortgage Consultant
If you have questions about our mortgage products or would like a pro to help you determine the right loan for your unique needs, our team of mortgage consultants is here to help. UFirst mortgage consultants offer free consultations and can help you choose the right financing, secure a great rate, and ensure a smooth homebuying experience. Call us today to learn more about how we can help you own your dream home.
Contact a Mortgage consultant or call
801-481-8840
Frequently Asked Questions
Utah Home Loans
What is a Home Loan?
A home loan (aka, a home mortgage) is an agreed-upon sum of money loaned to a borrower from a bank or credit union. The borrower pays the loan back every month over a predetermined period which could be anywhere from 5, 15, 20, and 30 years. You can use your home loan to purchase a:
- Single-family house
- Apartment
- Condo
- Townhome
- Many other home types
Getting A Home Loan in Utah?
At the time of this writing, the average property price in Utah is over $380,000. This cost makes it difficult for most people to purchase a home outright. A home loan provides the financing required to buy a home and spread the cost across monthly installments.
What are the Advantages of a UFirst Home Loan?
UFirst offers the following benefits:
- No down payment options
- Low rates of interest
- Fast application process
- The opportunity to develop a relationship with a credit union, not a bank
How Do Utah Home Loans Work?
When you contact UFirst, we'll connect you with a mortgage advisor who will:
- Assess your financial circumstances
- Make sure you can afford a home loan
- Recommend the best mortgage products for you
Not all home loan and mortgage lenders in Utah do this.
Is It Easy to Apply for a Mortgage?
UFirst streamlines the entire home loan process from start to finish.
Whether you are looking for first time homeowner loans or looking for a
construction loan, our friendly and experienced mortgage advisors
provide you with guidance at every stage of your new journey. You can apply for a home loan in Utah by
calling us, visiting a local branch, or making an application online.
Want to Apply for a UFirst Home Loan?
With our wide range of home loans, we can find you the perfect financing for your circumstances. Our affordable, fair, and transparent interest rates provide you with value, and our home loan specialists offer unparalleled customer service. Call us at 801-481-8840 to get started now or apply online today.